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A recent housing report indicated that 1-family home prices are still declining across the country; the negative rate has slowed down with "extreme overvaluation of house prices is essentially non-existent."

The only states that had extreme overvaluation were Hawaii, Washington, Oregon and Utah. The U.S. housing prices are down 4.8%, falling in 152 of the 330 metro areas included in the study.

The most severe losses are in California, Florida and Michigan. Indeed, 43 of the 50 worst metropolitan areas are found in these three states.

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